Brochures

Brochures

In an effort to help clients better understand the many benefits of structured settlements and annuities, we have assembled some helpful pamphlets designed to help you make more informed choices about your financial future.  (Special thanks to the National Structured Settlements Trade Association for producing several of these brochures)

Structured Settlements for Employment Disputes

Liberty Life utilizes a non-qualified assignment for all structured employment settlements. This unique process allows the employer/insurer to be fully released from the future periodic payment obligation and provides the claimant with a customized income stream.

structured settlements

The Index-Linked Annuity Payment Adjustment Rider

When personal injury clients choose a structured settlement, they can look forward to many years of steady, guaranteed income. But is a fixed-payment settlement enough? What about inflation? And the rising cost of living?

structured settlements

Historical Long-Term Interest Rates

Many investors still fondly remember the double-digit returns on securities they experienced in the late 1970’s and early 1980’s. Holding on to the past, they refrain from making financial commitments today on long-term obligations in hopes that rates will again rise to the levels of recent decades. But how realistic is this expectation?

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Financial Strategies with a Structured Settlement

Learn about several financial issues including wealth accumulation and the benefits of a structured settlement consultant.
Finn Financial Group - Structured Settlements

Your future. Guaranteed.

A lawsuit settlement could be your one chance to protect your financial future. Learn how a payment stream can accomplish this and hear from those who are seeing the benefits.

An American Hero on Civil Rights & Structured Settlements

This four-page publication contains reflections about civil rights and structured settlements from U.S. Congressman John Lewis, the sole surviving speaker from the 1963 March. In addition to his courageous civil rights work, Mr. Lewis is a longtime proponent of structured settlements and the rights of accident survivors to accept claim settlements in a stream of tax-free income.

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Structured Settlements: Explaining Constructive Receipt

At the core of the federal tax code’s explicit recognition of structured settlements is the concept of constructive receipt. This handout includes citations, for the doctrine of constructive receipt and offers a concise explanation about Congress’ intent and how the Internal Revenue Service has traditionally interpreted its application.

Finn Financial Group - Structured Settlements

Structured Settlements & Qualified Assignments: How federal tax rules benefit all parties in a claim

Encouraged by the federal tax code, a qualified assignment offers several advantages for a defendant, including removing all future responsibility to the claimant and the prospect of more efficient claims handling.

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Financial Security When Your Whole Life is in Front of You

This helps explain the how people in their 20s and 30s can design future payments to take advantage of the federal tax rules that make structured settlements so financially attractive.

Finn Financial Group - Structured Settlements

Reducing Financial Risk in Your Middle Years

A structured settlement is an ideal way for people in their middle years to handle the increasing financial burdens of children, college, parents and retirement planning.

Finn Financial Group - Structured Settlements

Financial Security For The Golden Years

As people near retirement age, their notions of financial risk change considerably. Find out about structured settlements’ unique financial and security benefits and how these can be especially valuable for those who are in or nearing retirement.

Finn Financial Group - Structured Settlements

Annuity Security Handout

Find out why a structured settlement annuity is one of the safest possible ways to protect future income.

Finn Financial Group - Structured Settlements

Structured Settlements for Minors Handout

Injured children are at special risk from others taking financial advantage of them. A structured settlement not only protects their settlements, it can help settle their claims faster.

Finn Financial Group - Structured Settlements

Special Needs Trust Handout

With as little as $2,000 in assets, you can be disqualified from some government support programs. But a special needs trust funded with a structured settlement can help maintain your eligibility.

Finn Financial Group - Structured Settlements

Structures & Workers’ Compensation

The federal tax code encourages structured settlements for workers’ compensation claims. Find out more about how this option can provide steady tax-free income for a worker and that worker’s family.

Finn Financial Group - Structured Settlements

The Break-Even Rule of 100

Is waiting for a better interest rate a good strategy – or a costly one? The longer you wait, the longer it can take to make up lost interest. Calculate how long it will take to make up interest using the break-even rule of 100.

What is a Structured Settlement?

Structured Settlements: An Effective Solution for Meeting the Ongoing Financial Needs of Physical Injury Victims

Structured settlements have played a role in helping physical injury victims and their families for more than a quarter century.
claimant survey report

Claimant Survey Report

In 2013, Prudential Global Strategic Research — in conjunction with Prudential Structured Settlements — surveyed 400 claimants who, within the past decade, had entered into a settlement of a physical injury or workers’ compensation claim of at least $100,000.